Referred to as "40 days of January" or even "90 days," the month is characterised by a scarcity of funds, especially for those paid on December 20 and again on January 31.

"> Referred to as "40 days of January" or even "90 days," the month is characterised by a scarcity of funds, especially for those paid on December 20 and again on January 31.

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Wednesday, November 5